:root{--ink:#112034;--muted:#607086;--blue:#0d779c;--navy:#071827;--gold:#f5bf35;--mint:#e5f8f2;--paper:#fff;--line:#d9e5ec;--bg:#f4f8fa;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg)}*{box-sizing:border-box}body{margin:0;background:linear-gradient(145deg,#eef8fb,#fff 38%,#fff7df);min-height:100vh}a{color:inherit}.topbar{background:var(--navy);color:#fff;padding:16px clamp(18px,5vw,70px);display:flex;align-items:center;justify-content:space-between;gap:18px;position:sticky;top:0;z-index:5}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:900;letter-spacing:.12em}.mark{width:38px;height:38px;display:grid;place-items:center;background:linear-gradient(145deg,#29a8cf,#f5bf35);border-radius:12px;color:#061521}.nav{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.btn,button{appearance:none;border:0;border-radius:999px;padding:13px 20px;font:inherit;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px}.btn-primary,button{background:linear-gradient(135deg,#0b89b2,#0d688c);color:#fff;box-shadow:0 8px 22px #0d779c30}.btn-gold{background:var(--gold);color:#18202a}.btn-light{background:#fff;color:var(--ink);border:1px solid var(--line)}main{width:min(1180px,calc(100% - 32px));margin:32px auto 70px}.hero{display:grid;grid-template-columns:1.35fr .85fr;gap:24px;align-items:stretch}.panel,.card{background:#ffffffed;border:1px solid var(--line);border-radius:28px;box-shadow:0 16px 45px #1c496016}.panel{padding:clamp(24px,4vw,52px)}.eyebrow{color:var(--blue);font-weight:900;letter-spacing:.16em;text-transform:uppercase;font-size:.78rem}h1{font-size:clamp(2.25rem,6vw,5.3rem);line-height:.96;margin:12px 0 18px;letter-spacing:-.055em}h2{font-size:clamp(1.5rem,3vw,2.25rem);margin:4px 0 10px;letter-spacing:-.035em}h3{margin:0 0 8px}.lead{font-size:clamp(1.05rem,2vw,1.3rem);line-height:1.6;color:#3f5166;max-width:740px}.money{background:var(--navy);color:#fff}.money strong{color:var(--gold);font-size:1.8rem}.money .row{padding:15px 0;border-bottom:1px solid #ffffff20}.money .row:last-child{border:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}.card{padding:24px}.step{display:flex;gap:14px;align-items:flex-start}.step b{width:34px;height:34px;display:grid;place-items:center;background:var(--mint);color:#08775e;border-radius:50%;flex:0 0 auto}.section{margin-top:24px}.notice{padding:16px 18px;border-radius:16px;background:#fff9db;border:1px solid #f1d66a;color:#594800}.success{background:#e7f8f0;border-color:#83dab7;color:#085c46}.error{background:#fff0f0;border-color:#efaaaa;color:#8e2424}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-weight:800;font-size:.9rem}input,select,textarea{width:100%;border:1px solid #bdced8;border-radius:14px;background:#fff;padding:14px;font:inherit;color:var(--ink)}textarea{min-height:105px;resize:vertical}.checks{display:grid;gap:10px}.check{display:flex;gap:10px;align-items:flex-start;font-weight:600}.check input{width:auto;margin-top:4px}.choice-row{display:flex;gap:10px;flex-wrap:wrap}.choice{border:1px solid var(--line);padding:10px 13px;border-radius:12px;background:#f8fbfc}.choice input{width:auto}.status{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.metric{padding:18px;border-radius:18px;background:#f3f8fa;border:1px solid var(--line)}.metric strong{display:block;font-size:1.7rem}.list{display:grid;gap:12px}.list-item{border:1px solid var(--line);border-radius:18px;padding:18px;background:#fff}.tag{display:inline-flex;border-radius:99px;padding:6px 10px;background:var(--mint);color:#08775e;font-weight:800;font-size:.78rem}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.muted{color:var(--muted)}.hidden{display:none!important}.footer{text-align:center;color:var(--muted);padding:20px}.empty{text-align:center;padding:32px;border:1px dashed #a9bdc9;border-radius:18px;color:var(--muted)}@media(max-width:780px){.topbar{position:static;align-items:flex-start}.brand span:last-child{font-size:.8rem}.nav{justify-content:flex-end}.hero,.grid{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.status{grid-template-columns:1fr 1fr}main{width:min(100% - 20px,1180px);margin-top:14px}.panel{border-radius:22px;padding:22px}.btn,button{padding:12px 15px}.topbar{padding:14px}.desktop-only{display:none}}